Buying a Home In the Denver Metro Area

Key Steps To Buying A Home

Starting the process to buy a house in Denver can feel overwhelming at first. There are many details to consider, and it is normal to feel unsure. That’s where Realtor Brad Dunevitz and the Five Star Real Estate team step in. We keep things simple, explain every step, and guide you from the first search to the day you move in.

Establish A Working Relationship With Realtor Brad Dunevitz

Let’s talk about you, your situation, your timeline, and the real estate market. Please ask me questions, and I’ll ask you questions. This is our first step in building trust.

Discuss And Analyze Your Needs

Are you interested in a house, a townhome, or a condo? In an urban area or a suburb? Do you need at least a two-car garage, or does it not matter? Is your family growing and needs another bedroom and bathroom? What about a finished basement, a fixer-upper, or central air conditioning? These details help me match you with the best homes to buy.

Complete A Loan Application, Including A Credit Pull

Before searching for your home, we need to calculate your monthly payment and establish your budget. If you don’t have a lender already, then I can refer you to experienced and trustworthy ones who can accurately preapprove you for a loan.

Receive Loan Preapproval

We must submit the lender’s preapproval letter when we submit an offer on a home. That’s the only way the seller knows you can purchase. With that letter in hand, we are in a great position to make an offer that will be taken seriously.

Sign Up With Brad For A Backstage Pass To The MLS

Using your criteria and advanced search tools, I’ll locate homes for sale in Denver that match your needs and budget. I email listings immediately, so you never miss a great property.

Sign A Relationship Agreement With Brad

Per the Colorado Real Estate Commission, this agreement confirms I represent only you, not the seller, with the utmost good faith, loyalty, and fidelity. It ensures my fiduciary responsibility and explains we will request that the seller compensates me for services.

Tour Properties And Find The Home You Want To Buy

I’ll schedule private showings for the homes you are interested in. Although most buyers choose a home after seeing eight to 12, we will look at as many as it takes. Whether you are a first-time home buyer in Denver or relocating, we’ll find the perfect fit.

Work With Brad To Submit An Offer To Buy

I will prepare a clean and professional offer that puts you in a strong position. The offer contains purchase price, financing details, inclusions such as appliances, exclusions such as furniture, and clear deadlines.

Go Under Contract

When the seller signs our offer, we are officially under contract. That’s when paperwork, deadlines, and earnest money begin.

Deliver Earnest Money

After going under contract, you have up to three business days to deliver earnest money. This “good-faith money” proves you are serious about buying the home. The seller’s agent and the seller determine the amount, which typically equals 1% to 1.5% of the purchase price.

Conduct Property Inspections

I strongly recommend paying for a general home inspection and possibly a sewer scope and radon test. If inspectors find major issues, then we can submit an objection and negotiate solutions. If you and the seller do not agree on a resolution, then you can terminate the contract. If you and the seller agree to resolve the inspection items, then we will continue to the next steps in the process.

Review The Title Commitment

The title proves ownership. Sellers must convey a marketable and clean title, free from liens or encumbrances. I review the title commitment to ensure everything is clear.

Get Homeowner’s Insurance

If you are financing your purchase, then lenders require proof of adequate insurance starting the day you take ownership. I can refer you to trusted insurance agents if needed.

Work With Your Lender To Order A Home Appraisal

The lender orders an appraisal to confirm the value. If the property appraises lower than the price, then we negotiate or consider alternatives. If equal or higher, then we move forward.

Satisfy The Lender's Loan Conditions

Conditions can include paying off a bill, providing updated financials, or other requirements. Once satisfied, we prepare for closing.

Get The “Clear to Close” On Your Loan

After meeting conditions, you receive the words every buyer wants: “clear to close.” That means no more lender paperwork, just prepare for your big day.

Review The Final Settlement Statement (closing figures)

This document summarizes closing costs, credits, and fees. The title company prepares it, and your lender reviews it with you before closing.

Sign Documents at Closing, Pocket The House Keys, And Move In!

On closing day, you sign the final documents at the title company. The process takes about 60 to 90 minutes. Once complete, you officially own your home and receive your keys. From search to move-in, I support you every step of the way.

Why Buyers Trust Five Star Real Estate

Finding the right home in Denver is more than just browsing listings. At Five Star Real Estate, we combine expertise, strategy, and local knowledge to make buying smooth and rewarding. Whether you are relocating, moving up, or are a first-time home buyer in Denver, we are here to help.

Here’s why clients choose us:

  • Full access to exclusive real estate listings through advanced MLS tools
  • A clear, step-by-step process designed to remove stress
  • Guidance from a dedicated home buyer agent who understands the market
  • Honest advice on budgeting and options for affordable homes for sale
  • Support beyond the transaction, so you feel confident about your move

 

With us, you’ll have a trusted partner who makes it easier to buy property and find the right fit for your life.

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